Employment Practices Liability Turnkey Reinsurance
Offering small businesses broad, affordable protection against workplace claims, our Employment Practices Liability Turnkey ReInsurance helps protect against wrongful termination, harassment, and discrimination.
Download Product SheetStremlined. Innovative. Your Turnkey EPLI Solution
Our Employment Practices Liability Turnkey ReInsurance is designed to offer small businessess broad and affordable protection against workplace-related claims, such as wrongful termination, harassment, and discrimination. With flexible, innovative coverage options, including both first- and third-party risks, we provide a comprehensive solution tailored to your insureds' unique needs. Collaboration and adaptability define our approach, ensuring efficient, streamlined support.
Program Design
Informed by our team's deep expertise in this market, our EPLI turnkey solution features:
- Rating: Per employee, Flat Charge or percentage of BOP, CPP or CGL
- Attaches to BOP, CPP, CGL, WC or stand alone
- Claims made and reported trigger
- Employment related acts including
- Workplace discrimination; harassment; retaliation; wrongful termination; discipline and demotion; and negligent supervision and hiring related to a covered wrongful employment act
- 3rd party acts include:
- Alleged discrimination and sexual harassment against 3rd parties and related offenses — customers, vendors or clients
- Retaliation against employees for exercising their lawful rights including retaliation against employees for acts protected under "whistleblower laws."
Connect with Our Experts
Ready to enhance your insurance solutions? Our team is standing by with your turnkey solution.